The Federal Deposit Insurance Reform Act of 2005 (Title II, subtitle B of Pub. L.Tooltip Public Law (United States) 109–171 (text) (PDF), 110 Stat. 9, enacted February 8, 2006, with a companion statute, Federal Deposit Insurance Reform Conforming Amendments Act of 2005, Pub. L.Tooltip Public Law (United States) 109–173 (text) (PDF), 119 Stat. 3601, enacted February 15, 2006), was an act of the United States Congressonbanking regulation. It contained a number of changes to the Federal Deposit Insurance Corporation (FDIC).