Petplan was launched in 1976 by Patsy Bloom and David Simpson.[4] When it was launched, Petplan products covered domestic cats and dogs, with cover extending to rabbits.[5]
Petplan insurance covers unexpected illnesses, accident and injuries for dogs, cats and rabbits. Policies provide coverage for hereditary, congenital and chronic conditions – including cancer, diagnostic testing, prescription medications, non-routine dental treatment, MRI, CAT scan and ultrasound imaging as standard.[6][non-primary source needed]
Petplan’s Covered For Life policies re-fresh the veterinary fee benefit each year providing ongoing cover for the life of the pet as long as the policy is renewed annually with no break in cover [7]
Like other pet insurance companies, Petplan does not cover pre-existing conditions. Pre-existing conditions are defined as those medical conditions that first occurred or showed clinical signs or symptoms before the effective date of the policy, or that occurred or showed clinical signs or symptoms within the first fourteen days of the policy.
Petplan works with more than 1,200 charities throughout the UK. Partners include: Battersea Dogs & Cats Home, Blue Cross, Cats Protection, Dogs Trust, and the Scottish SPCA.[9] In 1994, the Petplan Charitable Trust was formed to raise funds to promote the health and welfare of animals.[10] In 2013, Petplan launched the annual Animal Charity Awards in conjunction with the Association of Dog and Cat Homes [11][non-primary source needed] which recognise animal charities and non-profit animal organisations across the UK who help to rescue and rehome animals.