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Self-insurance

In the United States the concept applies especially to self-funded health care and may involve, for example, an employer providing certain benefits – generally health benefitsordisability benefits – to employees and funding claims from a specified pool of assets rather than through an insurance company, as the term is traditionally used. In self-funded health care, the employer ultimately retains the full risk of paying claims, in contrast to traditional insurance, where all risk is transferred to the insurer.

See also[edit]

• Insurance
• Risk management
• Third party administrator
• Self-funded health care
• List of insurance topics